In the simplest terms, the Lipwa Link is a personalized, shareable payment URL linked directly to your Pay Hero account. This single link is the gateway for your customers to pay you instantly, seamlessly, and securely—whether they are paying via M-Pesa Till, M-Pesa Paybill, or even a Bank Transfer.
You share the link, the customer clicks, they pay, and you get an instant confirmation. It’s the ultimate simplicity for both you and your customer.

5 Ways Lipwa Link is a Game-Changer for Your Business
1. Eliminate Payment Friction & Stop Losing Sales
How many times has a customer messaged you, confused about your Till number, or abandoned their purchase because your payment process was too complicated?
With Lipwa Link, you simply send the link via WhatsApp, SMS, email, or post it on social media. The customer clicks and is presented with a clear, straightforward payment form. For e-commerce and online sellers, this direct, simple process is proven to reduce cart abandonment rates and boost successful sales.
2. Get Paid Instantly, Confirm Instantly
The age of waiting for a “Confirmation SMS” and manually cross-checking M-Pesa messages is over. Manual payment confirmation is prone to error and time-consuming, especially during a rush hour.
Pay Hero automates the entire confirmation process. As soon as the customer pays, the funds are settled directly into your linked account (Paybill, Till, or Bank), and you receive instant, real-time confirmation via your dashboard and even WhatsApp notifications. This immediate verification is crucial for businesses like matatus, restaurants, and retail shops where quick service is key.
3. Professionalize Your Payment Requests
Sending a generic M-Pesa number can feel informal. A custom, branded link elevates your business image.
You can customize your Lipwa Link to pre-fill the payment amount and the customer’s name, making the transaction feel personalized and professional. Furthermore, using Pay Hero, you can even brand the STK Push request so that your business name shows up on the customer’s phone instead of a generic name, instantly increasing customer trust and recognition.
4. Simplify Invoicing and Tracking
Are you still sending invoices and then spending hours trying to match payments to the correct client or invoice number?
The Lipwa Link can be customized with a unique reference parameter (e.g., &reference=Invoice123). This allows you to generate a specific payment link for every invoice. When the customer pays, Pay Hero automatically links the payment to that unique reference, enabling automated invoicing and reconciliation. This one feature saves countless hours of administrative work every month.
5. Centralized Control with a Single Dashboard
Managing multiple payment channels (Till, Paybill, Bank) across different locations or staff members can lead to chaos and scattered data.
Pay Hero’s centralized dashboard consolidates all payments collected through your Lipwa Link. You get a single, clear view of your business’s cash flow, making tracking, reporting, and management effortless. This gives you the clarity and control you need to make smarter business decisions.

Lipwa Link by Pay Hero is more than just a convenient tool—it’s a critical component for any business seeking efficiency, professionalism, and growth in the digital economy. By removing payment complexity, you save time, reduce costly errors, and most importantly, you make it incredibly easy for your customers to pay you.